Smithfield Crossing Law Blog

It is important that you try to avoid going into closure of all costs. There are many legal issues that can arise if you miss payments and allow your home to end up in a foreclosure. Basically how it works is that if you are late for more than four months bank will issue a notice that you need to evict her house within 20 days. The problem is that you have legal rights and in some cases the bank cannot throw you out on the street. You have right into your bank and try to come up with a solution that works for you and your lending institution. During these tough economic times many are facing closure so you need to know your legal rights.

Get Free: Stop Foreclosure Now

Most banks do not want to own your home because they will have to turn around and try to sell it in a down market and this can be very difficult for them. You are always better off to have a good line of communication with your bank so that you can come to terms and save your home from foreclosure. This is one of the worst economic crisis is our country has ever seen and as foreclosures continue to rise most banks want to work out a solution. You should never feel like there is no option for you and you have to do is legally let your house go.

How to: Avoid a Foreclosure

Remember legally when it comes to foreclosure you have a lot of options available for you. You need to have an open line of communication with your banker so you can work out a payment option. Your bank does not want on your house and have to turn around and try to re-sell it. Once you come to an agreement you can stay in your home and continue to make payment and legally the bank will be happy because they will no longer have to worry about your situation and take legal action.

A real home based Internet business has to comply with the same legal regulations as an Internet business from any other location. Here are the basic legal issues with which a real home based Internet business owner must be familiar.

The first issue, and a real concern for any home based Internet business is the restriction based on age. The U.S. Federal Trade Commission (FTC) follows the regulations spelled out in COPPA, the Children’s Online Privacy Protection Act, and requires that children under the age of 13 cannot disclose their personal information unless a parent consents to it. Children under the age of 18 cannot be allowed to view adult content on the Internet, nor can they enter into any contract.

Real time occurrences on the Web, such as chats, must be controlled by the home based Internet business owner. Bulletin boards would have the same control issues. The rules of using each should solicit and retain the consent of each online user to refrain from posting pornography, defamatory material or anything that infringes on others’ rights. Your company should also clearly state on its site that you are not liable for other users that commit to following your policies and guidelines but subsequently violating them.

To make real your ownership of all property and content on your home based business Internet site you’ll need a copyright notice on the site’s footer. The notice should have the date and your name and the statement “All rights reserved.” A real copy of your home based business Internet site should be field with the U.S. copyright office. This will effectively record ownership of the contents of the site, as well as its look and its feel.

Your site’s domain name is an important part of the branding and marketing for your Internet business. It is best to tie that domain name as closely as possible to your logo, your brand and your business name. Carefully choose a domain name that clearly conveys the products or services of your real home based Internet business. Register your domain name as a trademark and you can retain ownership should it be challenged by another business.

If your site is on the World Wide Web then you must comply with export regulations. If you sell goods over the Internet to these global consumers then you are exporting items for sale and entering into international countries. If your site is encrypted then you are exporting to other countries U.S. Department of Commerce and Defense technology. There are many U.S. federal agencies that have regulations in force for doing business with other countries, and the times and circumstances that require a firm to get an export license to send information, technology or goods abroad.

There are countries with whom business transactions are limited severely for U.S. firms. These countries are Cuba, Iran, Iraq, North Korea, Syria and Yugoslavia. The best decision about the real problems you might encounter for your home based Internet business doing business with these countries and/ or its residents should be made with your attorney.

Source: http://www.entrepreneur.com/ebusiness/operations/article60918.html

Legal Issues Relating to Time Charterparties addresses all the major questions and issues that arise in connection with time charterparties, examining them in a logical manner, progressively tracing the subject from the creation to the termination of the contract.

All the salient and central legal aspects of time charterparties are examined, with the law analysed in its commercial context, particularly in relation to the various ways in which time charterparties may be used in shipping and international trade.

Table of Contents

1. Standard Forms – the BIMCO experience

Grant Hunter

2. Construing terms in time charterparties Beginning of a new era or business as usual?

Dr Baris Soyer

3. Ascertaining the charter period

Paul Herring

4. Safe ports and places

Professor Howard Bennett

5. Seaworthiness and the “Hong Kong Fir” decision

Mark Hamsher,

6. Indemnities in time charters

David Foxton QC

7. Time charterparty hire: Issues relating to contractual remedies of default and off hire clauses

Professor D Rhidian Thomas

8. Assignees of hire: how fare can they ignore charters’ claims against owners?

Professor Andrew Tettenborn

9. Time charterparties and bills of lading

Emeritus Professor Francis Reynolds QC

10. Clauses paramount in time charters

Yvonne Baatz

11. War, terror, piracy and frustration in a time charter context

Professor Keith Michel

12. Termination rights under time charters

John D. Kimball

13. The allocation of cargo claims between owners and charterers in NYPE chaterparties

Dr Theodora Nikaki

14. Containerisation, slot charters and the law

Christopher Hancock QC

15. Damages for breach of time charter: some recent developments

Andrew Taylor

16. The effectiveness of liens as a self-help remedy?

Professor Richard W. Williams